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Don’t Trust the Insurance Adjuster

Don’t Trust the Insurance Adjuster

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If you’ve been injured as a result of another motorist’s negligence, you’re going to be dealing with an insurance adjuster. While it’s perfectly reasonable to assume that the insurance adjuster will do his or her job and will work closely with you to provide you with a settlement that adequately covers your damages with dispatch, this often isn’t the case. If another driver’s negligence leaves you injured, you need a Huntsville personal injury attorney on your side. 

The Insurance Company

It’s true that the insurance company is paid to cover claims like yours, but they are also in the business of turning massive profits, and many – if not most – insurance companies are willing to cut corners to continue generating these healthy profits. The main method of doing this is minimizing payouts to claimants like you. As such, it’s in your best interest to move forward with caution and not to trust everything the insurance adjuster happens to tell you. 

Tricks of the Trade

The insurance adjuster whose desk your claim comes across isn’t necessarily a bad person who is out to get you, but he or she does have a job to do, and that job is to minimize your compensation. In fact, the adjuster likely has several tried-and-true methods for doing so, including:

  • Asking for an Official Statement from You – While it may seem reasonable to give a statement to the insurance company about the accident that left you injured, the adjuster is likely looking for more than the facts. It’s normal to be very upset after an accident, and the adjuster is well-versed in culling responses that can later be used against your case or as a means of discrediting your side of the story. Your personal injury attorney will provide the insurance company with all the information it needs. 
  • Asking for Your Medical Records – Again, it might seem reasonable for the insurance company that is covering your damages to want to see your medical records, but the adjuster is hoping to see all of your medical records so that he or she can show a pre-existing condition or another mitigating circumstance that can be used against your claim. 
  • Slowing Down the Process – You’ve been injured in an accident, and you’re facing lost time on the job and mounting medical bills. By slowing down the claims process, your adjuster betters the odds that you’ll be willing to accept a lowball settlement offer in order to obtain compensation when you need it most – now. 

It’s Time to Consult with an Experienced Huntsville Personal Injury Attorney

If you’ve been injured in a car accident that was caused by another driver’s negligence, the formidable personal injury attorneys at Cloud, Ryan & Rouse, LLC, proudly serving Huntsville, are committed to aggressively advocating on behalf of the compensation you need and to which you are entitled. Our dedicated legal team cares about you and your case, so please do not hesitate to contact us online or call us at 256-801-1000 to schedule a free case evaluation today.


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